Myths and Misconceptions About Business Credit

You probably know more about your personal credit than your business credit. You may even think your business isn't impacted by business credit. In the Myths and Misconceptions About Business Credit section, we address the top reasons business owners may believe that their business is invulnerable to the changes that may be taking place in their business credit file.

Myth #1

Myth #1

"My business doesn’t need credit."

Myth #2

"My company is too small for business credit."

Myth #3

"My personal credit has always worked for my business."

Myth #4

"No one is looking at my business credit report.”

Myth #5

"Credit monitoring is too costly."

Myth #6

"My accountant should handle my business credit."

Myth #7

"I don’t need to pay attention to my business credit."

* CreditSignal indicates that your D&B scores and ratings have changed and alerts you to how often your business credit file is being accessed. To view actual scores and ratings, we recommend that you upgrade to one of our credit-monitoring or credit-building solutions.

The information and advice provided by Dun & Bradstreet and its Credit Advisors during business credit counseling sessions are provided “as-is.” Dun & Bradstreet makes no representations or warranties, express or implied, with respect to such information and the results of the use of such information, including but not limited to implied warranty of merchantability and fitness for a particular purpose. Neither Dun & Bradstreet nor any of its parents, subsidiaries, affiliates or their respective partners, officers, directors, employees or agents shall be held liable for any damages, whether direct, indirect, incidental, special or consequential, including but not limited to lost revenues or lost profits, arising from or in connection with a business’s use or reliance on the information or advice given during any counseling session.

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