The Basics of Business Credit

You know how important your personal credit score is when it comes to applying for credit cards, mortgages, and employment. But did you know that using your personal credit to cover business expenses can actually put your business at risk?

Keeping Your Business' Credit Separate

Business Credit vs. Personal Credit

Understanding the difference is just the beginning.

Keeping Your Business' Credit Separate

Did you know using personal credit to cover business expenses can put your business at risk?

Judging a Company’s Credibility

Your business credit can reflect how credible you are as a business.

D&B Scores and Ratings Basics

Understand the fundamentals of the D&B scores and rating system.

Trade References

Banks and suppliers can value your historical trade references as much, if not more, than your cash flow.

Help Improve Your Business Credit

It may be overwhelming to try to improve your business credit, but you can start by taking some of these steps.

* CreditSignal indicates that your D&B scores and ratings have changed and alerts you to how often your business credit file is being accessed. To view actual scores and ratings, we recommend that you upgrade to one of our credit-monitoring or credit-building solutions.

The information and advice provided by Dun & Bradstreet and its Credit Advisors during business credit counseling sessions are provided “as-is.” Dun & Bradstreet makes no representations or warranties, express or implied, with respect to such information and the results of the use of such information, including but not limited to implied warranty of merchantability and fitness for a particular purpose. Neither Dun & Bradstreet nor any of its parents, subsidiaries, affiliates or their respective partners, officers, directors, employees or agents shall be held liable for any damages, whether direct, indirect, incidental, special or consequential, including but not limited to lost revenues or lost profits, arising from or in connection with a business’s use or reliance on the information or advice given during any counseling session.

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